
At Smart Claims™, we’re more than a billing company — we’re your outsourced back office. Our team of estimators, collections specialists, corporate reps, accountants and consultants fight for your invoices, track every dollar, and give you the cash flow clarity you need to grow.
We collect and organize everything needed to make your claim payment-ready.
No missing paperwork. No delays.

Our Xactimate Certified Estimators create or review your estimates, then submit them directly to carriers. Every estimate is detailed, defensible, and formatted for adjuster clarity.
We also showcase real, redacted Xactimate estimates in our portfolio so you can see the quality and professionalism carriers respect.
Accurate, professional estimates = bigger payouts and faster approvals.

We track every dollar until it’s in your account. Plus, our Accounting Department provides:
Cash flow reporting
Job-level profitability clarity
File audits to identify areas of betterment
Predictable revenue and smarter financial growth.

If suspended, Smart Claims™ attends depositions, mediations, or trials as your corporate representative — so you never walk in alone.
Peace of mind knowing your claims and files are legally defensible.

Beyond claims, Smart Claims™ provides essential admin services that keep your operation running smoothly:
Customer service support (fast, professional communication with clients & carriers)
Route optimization for crews (maximize efficiency, reduce wasted time)
File auditing (spot missed opportunities and boost claim value)
A stronger, more efficient business — without adding full-time staff.

We don’t just do it for you — we train your team to do it right.
Get clean books and job-level clarity.
Write bulletproof estimates that maximize payouts.
Understand coverage and prevent claim denials.
Build files that stand up in court and speed payouts.
Master the follow-up process and get paid faster.
We become your complete outsourced claims department. Estimating, documentation, collections, corporate rep, reporting — done.
Benefit: total freedom and predictable cash flow.
Choose just estimating, collections, reporting, or corporate representation.
Benefit: flexibility to fill the gaps in your business without overhead.
Stop chasing adjusters. Start collecting faster.
Smart Claims™ is the #1 outsourced back office for restoration contractors. Whether you want us to run your claims department or just handle the parts you hate, we’ve got you covered.

IICRC Certified Firm | Florida Mold MRSA and MRSR Licensing | Xactimate Levels 1, 2, 3 | Goldman Sachs 10K Small Business
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